Frequently Asked Questions

 Questions regarding Syban? Click through these FAQ and find a possible answer to your question.

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Questions related to insurance

1.1 What can be claimed?

1.1.1 General: Actual costs/damage. What damage or other costs can be submitted for compensation?

1.1.2.1 Costs related to preventive measures. What costs related to preventive measures can be submitted for compensation?

1.1.2.2 Costs related to preventive measures. What about costs of evacuation (or any other preventive measure) if I did not wait for the order of the competent authority / if I did it on my own initiative ?

1.1.3 Possible future damage (e.g.cancer). Future damage that did not occur yet (e.g. cancer). Can it be submitted later, or is it necessary to file an early claim mentioning its possible future occurrence?

1.1.4.1 Cost/damage following instructions of authorities. What about damage and costs resulting from following instructions issued by the authorities?

1.1.4.2 Cost/damage following instructions of authorities. Does compensation depend on the way I followed instructions issued by the authorities?

1.1.5 Cost/damage due to own initiative What about costs of evacuation (or any other preventive measure) if I did not wait for the order of the competent authority / if I did it on my initiative?

1.2 How to file a claim?

1.2.1 HOW: Question related to the form. Which possibilities are available to file a claim?

1.2.2 WHO can file a claim? Does every (possible) victim has to file a claim for him/herself, or can this be done by someone else?

1.2.3 GROUPING of claims. Do claims have to be filed individually, or is it possible to combine claims for a group?

1.2.4 TIME to file a claim. How much time do I have to file a claim?

1.2.5 MODIFICATION of claims. Can I change the claim afterwards (e.g. if I discover any additional things that have been damaged)?

1.2.6 LANGUAGE of the claims. Can I file a claim in any language?

1.3 Claim handling procedure

1.3.1 General procedure. What happens after the submission of a claim?

1.3.2 Who will handle your claim?

1.3.3 Information on progress. How can we find out about the progress of our claim?

1.3.4 Duration before compensation. How long will it take before getting compensated?

1.3.5 Legal assistance. Can I hire a lawyer for legal assistance?

1.3.6 Need to prove damage. Do I need to demonstrate the amount of the loss?

1.3.7 Support assistance. Can you send a loss adjuster to my house to register all our claims?

1.4 Settlement of the claim

1.4.1 Case of DISAGREEMENT with proposed compensation. What can I do if I do not agree with the proposed compensation?

1.4.2 EXPECTED compensation. Which amount of compensation can I expect

1.4.3 TIME before compensation. How long will it take before compensation(s)?

1.4.4 Advanced compensation / current expenses. Is it possible to get advanced compensation (to cover expenses during medical treatment / period during which I suffer damage / period of claim analysis and handling)?

1.4.5 Impact of limited capacity for compensation. Are the means for compensation limited? If so, how could this affect the expected compensation?

1.5 Relationship with other Insurances

1.5.1 Health insurance. If I become ill, which compensation will be paid by the National or Private Health Insurance and which will be paid by the Nuclear Insurance?

1.5.2 Workmen's compensation. Is the Workmen’s compensation involved, and how so?

1.5.3 Fire insurance. Is the Fire Insurance involved, and how so?

1.5.4 Private liability insurance. Is my private liability Insurance involved, and how so?

1.5.5 Is the car insurance involved, and how so?

1.6 Liability - Potentially liable parties

1.6.1 Can I file my claims directly with the insurer / operator ?

1.6.2 Who is liable ?

1.6.3 Can I file my claim against the constructor (or his subcontractors) of the Nuclear Power Plant (NPP) ?

Questions NOT related to insurance

2.1 Concerning crisis handling

2.1.1 Any question with respect to the crisis situation (Accident information / Security measures / Traffic control / Evacuation planning …)

2.2. Medical issues

2.2.1 Questions concerning medical prevention, symptoms, examination, treatment (including taking of medicines, iodine pills,…)